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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Ten Top Things That Make for a Great Employee If there is one thing that everyone can agree upon in the job market it is that great employees are hard to come by. Whether you are an employee yourself and you feel like you are always pulling the weight of the other people in the office or if you are a boss who is wondering how you can actually get some people on board who can do the job, you know that great employees are at a premium. But what exactly makes an employee great? These ten top things are guides to bosses looking for greatness in a new hire and for employees trying to get noticed in the workplace and be the kind of employee who has the potential to move up in the company chain. The first thing that makes an employee great is that they are always dependable. Great employees do the job they are supposed to do every time, and no one has to worry that they don’t deliver the goods. A great employee can be counted to always have their work done right, when it is supposed to be done – it is a forgone conclusion that they will, and no one else has to spend any time worrying about it. The second thing to look for in a great employee is that they are a team player. A great employee isn’t one who is constantly looking for attention or hogs the spotlight. Instead, a great employee works with everyone else to make sure that the things that need to get done do get done, for the good of the company. The third mark of employee greatness is that they know how to take direction. Great employees know how to take criticism, direction and advice gracefully and make it work for them when doing their job. Fourthly, a great employee can be trusted. They don’t spread office gossip and they don’t dish company dirt. Likewise, they always tell the truth to their employer, even if it lands them in hot water. The fifth sign of greatness in employees is linked to the fourth – a great employee always guards the confidential nature of their business dealings and protects everyone’s privacy. The sixth thing that makes an employee great is that they participate in the day to day life of the office. They don’t bow out of meetings or skip the office birthday celebrations. These things may not be a fun part of working life, and everyone involved knows that everyone else has some place they would rather be – but a great employee wouldn’t be any place else. In seventh place comes the fact that a great employee gets along with other employees. Every office has one person that is in everyone else’s business and talks to loud on the phone and generally stirs things up and gets under everyone’s skin. This kind of employee zaps office morale – a great employee is a good co-worker to everyone. The eighth thing a great employee has is good working skills. It may sound obvious, but a great employee has the abilities needed to do their job, and they constantly seek ways to improve, like going to training seminars or seeking further education. Great workers have great skills. The ninth thing that leads to employee greatness is tact and decorum. If there is a problem in the office, a great employee doesn’t make a scene in front of everyone else. A great employee will deal with such issues with privacy and diplomacy. Further, a great employee doesn’t tell tasteless, political or religious jokes, nor do they send emails that tell these kinds of jokes. Last but not least, a great employee has a great attitude. Bad attitudes bring everyone down. A great employee helps make work great for everyone else by having a good spirit about their job.

The Definition of Writing Styles Depends on Who is Defining Them (writing styles) While researching this topic, you may have found many different answers to what are the different types of writing styles. No two answers were the same. They range anywhere from your personal way of writing that is your writing style to formal and informal. Many people feel the best answer to what writing styles are the those will be outlined below in this article. You can decide for yourself if this definition suits your. The term creative writing covers a range of writing areas. Poetry, fiction books, short stories, and screenplays are considered creative writings. Any writing in which is not strictly non-fiction would be classified as such. Journalism and news reporting are forms of Expository writing. The purpose is to focus on one topic and inform the reader by provided the facts. These writings can be seen in the forms of travel brochures, professional journal, business reports, and new paper articles. Descriptive writing is what gives you the mental pictures of what we have read. It uses a lot of adjective and adverbs to describe things. When descriptive writing is very good you can close your eyes and know exactly what the author is saying. The kind that makes you taste what the characters and see what they are seeing. Analytical Writing is a writing that focuses on a topic and then verifies the purpose of it. It is often taught school age children through out the years because it is something they will use in their life. Book reports, conference papers, thesis, essays, and dissertations are all academic writing. It is created using a third person point of view and deductive reasoning supported by facts. Its purpose is to show a clear understanding of a subject by presenting information. Technical Writing is used in owner manuals, how to guides, magazine articles, and design specs just to name a few. Its purpose is to take complicated technical information and turn it into something the intended audience can understand. Technical writing usually deals with electronics of all sorts, chemistry, robotics, and finance. Any kind of writing that has to do with business matters is considered business writing. It is concise and to the point. Your intended audience wants to know what happen and why, but with minimal detail in between. An active voice is necessary in business writing. It keeps people focused and shows that you are in control of situations. Correspondence is the writing of memos, letters, or emails between people. It is a message that is sent between two people or groups of people. To provide facts and statistic and having the ability to influence your readers with your words is persuasive writing. This is used for products ads, political campaigns, or any kind of promotion. It is not necessary to prove why something is else is wrong or bad you just need to prove why your promoting is better. Narrative writing is use to tell a story or list of events that have already happen, might have happened, or could happen in the future. These writings may include novels, poetry, short stories, or a number of other things. A lot of times many of these styles are meshed together in our writing. Business writing and technical writings are often one in the same as are academic writing and analytical writing. With the overlapping of the styles it hard to define one writing style from another, you can guess it is all a matter of the point of view you are looking at it from and your opinion.