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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

The Convenience of Online Writing Degree Programs (online writing degree programs) Online writing degree programs are not readily available, but they are growing in popularity. There are many traditional and online schools that offer online degree programs to busy writers. The online degree programs offer courses that teach students the basics of writing, including paragraph structure, theme writing, descriptive writing, tech writing, and grammar. Usually in writing degree programs, writers are given many assignments within one week, which range from analyzing the work of others to composing their own short stories and essays. The courses offered in an online writing degree program are much like the ones offered in traditional programs, and students will begin their program by taking beginner’s courses and eventually work their way up to the more advanced. The beginner’s course teaches the basics of writing, but after taking them, students will be able to take more specific courses, such as creative writing and tech writing. The online programs give students more freedom, but the workload is almost the same and students will have more and more writing assignments as they move further into the degree program. The online writing degree programs offer bachelor degrees as well as masters’ and there are many schools that offer these online programs. Chatham College is one school that offers online writing degree programs. Chatham online is the online division of Chatham College, which offers online masters’ degree programs for writers. The writing degree program offered by Chatham online offer 7-week courses and it has no residency requirement. The programs give students the freedom to study anytime or anywhere an Internet connection is available. Chatham online offers many degree options for its students, including the Master of Professional Writing degree, which gives students training to become technical writers, content developers for the web, advertising copywriters, and public relations specialist. It also offers the Graduate Certificate-Non-fiction Writing. This program gives students the opportunity to use their nonfiction writing skills and focus one subject, which include nature, environmental, or landscape writing. Students are given many writing assignments and attend many online writing workshops where their work is presented and critiqued. Once the program is finished writers will have a portfolio of their work that is of publishable quality. Another unique program is the Graduate Certificate-Writing for Children and Adolescents. The Certificate in Writing for Children and Adolescents provides students the chance to write fiction and nonfiction for children and adolescents. There are also many other colleges that offer online writing degree programs including Burlington College. Burlington College offers a Bachelor of Arts in Writing and Literature through an online program. However, this school does require a four-day residency in Burlington, Vermont at the beginning of each semester. Goddard College is also a school that offers a master’s program online. The college offers a Master of Fine Arts in Creative Writing degree through their online program. In this program, students are able to study poetry, fiction writing, creative nonfiction writing, and memoir, play writing, and screen writing. A short residency is also required for the program at Goddard College. The University of Denver is another school that offers online writing degree programs. It offers the Certificate of Advanced Study in Creative Writing. The program includes a range of courses on content and writing processes for fiction, nonfiction, poetry, and other areas of writing. There are many other colleges and universities that offer online writing degree programs including Goucher College, Lesley University, University of Central Florida, and Washington State University. Like all degrees, online writing degrees are not simple to obtain, but they can provide convenience and knowledge, which helps them advance as a writer, or develop writing skills to that will help them in the future.

Family Entertainment – How to Get a Free Ticket for your Child Free tickets are not something that can be found very often, but every once in a while there is a company that offers a free ticket for your child. How about a free ticket to the circus? Almost all children love the circus and there will be that point in time when a child sees the circus come to town and wants nothing more than to go to one of the shows. Honestly, circus visits can break the monthly budget that was planned so carefully, not taking in account such activities. Well, the circus actually offers a free ticket to children of all ages, as long as that ticket has been requested within baby’s first year. On his or her own web page, the circus offers the ticket to anybody that signs up for it. As babies grow, many new things come along, baby will learn to crawl, baby will get the first teeth and at some point baby will be big enough to visit the circus. The First Circus program is for parents and their newborn up to twelve months that are living in the Unites States. All the parents have to do is to visit the circus own homepage and sign up for the program, to receive a free ticket voucher and a special personalized baby certificate. The certificate is printable online and the ticket voucher will be sent to the parent’s home address. The voucher can be exchanged for a free ticket to any of the participating circus performances, anytime, anywhere. The voucher does not have an expiration date. Unfortunately for parents that did not know about the program and whose children are older than twelve months there is only the possibility to receive a commemorative certificate and no free ticket. Therefore it is important for all parents to find out about this wonderful program that will help their child to their first circus experience without breaking the parent’s bank account. On the other hand, the circus visit is free for children under the age of two as long as they sit on an adults lap. By the way, if a child was adopted after the age of twelve months there is still a chance for a free ticket as long as the parent requests it as per direction on web page within the twelve months after adoption. In general the circus will only give a way one free voucher per family per year, but they will make exceptions for parents of multiples. Parents of multiples will have to check out the circus page and follow the directions given there. Since it is not possible to order more than one free voucher besides the few exceptions, every duplicate order that is done by parents after signing up for the first time will delay the original order for the free voucher. It might be also important to know that this free ticket is a very good deal, since children’s tickets have the same price as adult tickets for circus performances. Sometimes, in bigger cities there are special offers from bigger supermarket chains or other places, where a discount on tickets is given, but in general the circus itself does not offer any other discounts. Any parent should take advantage of this First Circus program, since it is not often that companies do give away tickets for free. Circus also has never lost its magical and still pulls the crowds and makes children gasp in astonishment or laugh out loud when seeing the circus clowns. How often do children nowadays have a chance to see elephants stand on their back feet, artists balancing on ropes or swinging and flying through the air and funny clowns fall over their own feet?