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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Want a Favorite Product Free? Write the Manufacturer Are you ready to revel in all the freebies you can find? If you are a sucker for freebies, here are some easy tips for getting your hands on the best free samples out there. You will find that finding the right freebies is often as easy as picking up a pen or licking a stamp and putting it on an envelope. Should You Write Your Favorite Manufacturers to Receive Free Product Samples? Is there a special item or product that you love? Is there a shampoo you can't live without? Would you die if your favorite brand of toothpaste were discontinued? Fortunately, there are many ways to declare your allegiance to a specific brand or product, and get rewarded for it. If there is a product you simply cannot live without, go ahead and write the company. Write them a letter to let them know what a big fan you are. Companies appreciate positive customer feedback. Simply writing to your favorite company can get you on their free sample mailing list. In fact, go ahead and ask them for free samples. Most manufacturers and corporations are more than willing to oblige your request. Getting the Information You Need to Contact Your Favorite Manufacturer Where can you find the information you need in order to get free product samples? Luckily, finding this information is often quite simple. Most of the time, all you have to do is look at the back of the product label to find information. Always contact the customer service address. If no address is available or listed, call their toll-free customer service hotline. Ask the customer service rep about possible free samples. At the very least, you will probably be able to finagle a handful of valuable coupons to save money on your next buy. Getting Free Stuff From Your Favorite Manufacturers Online Did you know that there are plenty of places to get free samples and other freebies by checking online? The World Wide Web is a treasure trove of freebies. There are many websites that specialize in freebie offers. Think of these websites as the middleman to freebie paradise, as well as an easy way to save on stationary and stamps. What are some of these freebie sites? The freesite.com is a great site to find a variety of freebies, both virtual and beyond. To find the latest free stuff, turn to websites such as freeflys.com. This website's slogan is that "Cheap is good, but free is always better." Who can argue with that kind of logic. There are many other websites that can offer you a library of freebies. Here are some tips for sorting out the legitimate offers from the fake stuff. Don't Get Caught in a Freebie Scam Although there are plenty of great websites out there that offer real legitimate freebie offers, there are also many websites that prey on people seeking freebies. Here are some tips for filtering out the bad websites, and finding the best in legitimate freebie offers. First, do not accept freebies from websites that require too much personal information. Only give just enough information to get what you need. Avoid accepting freebies from websites that require you to sign up for a newsletter or email offers. These websites have been known to sell your email address to partners, thus causing your email inbox to become overwhelmed with offers and related spam. A good rule of thumb is that if you don't feel comfortable providing your personal data, you should not. Also, avoid websites that are too burdened with obtrusive pop-up or banner ads. Websites that rely too heavily on advertisements are more likely to sell your personal data.

Non copyright music downloads Non Copyright Music Downloads Offer Growing Options for Music Collections Non copyright music downloads are growing in popularity and providing much needed exposure to many 'starving artists'. The truth of the matter is that many artists are turning to open source applications or creative commons licensing which allows them to provide their music to others while still retaining their ownership. It's a great idea that has actually worked quite well within the software community and is just now taking hold within the music industry. The idea of services such as this that offer non copyright music downloads to consumers for their listening pleasure is a relatively new concept that is beginning to take hold throughout the online music community. It is important to remember that while there are a few names that are recognizable and reputable in this particular industry there are also those that have less scruples than others and are more than willing to take advantage of music lovers for the fees they will pay and/or a credit card number and personal information. It is always wise to be aware of the information you are sharing online and to take great pains not to give information to companies that aren't absolutely secure and reputable. There are so many 'back room' websites that offer you unlimited music downloads for a yearly or lifetime subscription fee that sounds to good to be true. The problem is that many of these have a very limited selection of non copyright music downloads or quality music and only offer substandard and non mainstream music that no one has ever heard of or they offer music sharing that is not at all legal and puts you in a precarious legal position. The law holds you accountable for what you do rather than what you understand you are doing more often than not. Thinking you have non copyright music downloads is not the same as actually having them. So don't believe everything you see when it comes to defining legal and illegal music downloads. Find companies that have good reputations and don't go with cheaper services that are suspect and vague in their description of services. Non copyright music downloads or open source music is still relatively new. There are a lot of questions that leave a lot of room for misunderstandings, confusion, and consumers being taken advantage of. Educate yourself before subscribing to any of these services. Check out several do searches online to see if there is any negative feedback about these companies, read the feedback and see what people have to say. You can't believe all the negative you read but if many people complain about selection or quality it's quite likely that they don't have a good selection or great quality. Know what you want and find a service that will give it to you in non copyright music downloads. Another thing to know about non copyright music downloads is that many of these services are not offered free. There are expenses involved for the company, the hosting, website advertising, the fees they pay the artist, and any other number of fees-also keep in mind that this is a very time consuming business for them and they have overhead costs in addition to wanting to get paid as well. Remember this is a business for them. You should not expect less of open source music than you expect from other music that you pay a subscription in order to download. Non copyright music downloads are definitely the wave of the future and the technology had better be able to keep up with the demands of consumers.