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Got an Offer? How to Evaluate the Company to Ensure It’s the Right Move Being offered a new job is always a great feeling. No matter what type of job it is, the fact that the employer wants you is very satisfying. The inclination to put in your two-week notice and start packing up your desk can be exhilarating. However, be sure that you know what you are getting into before you plunge into a new job. The terms of a job offer should be written out in black and white, literally. Whenever a company offers a job to someone, there should be literature about the position to read. When the offer is made, be sure to spend some time reading over the literature and finding out exactly what the terms and conditions of the job are. Salary, benefits and the terms of employment should all be very clear before you accept the offer. Be sure that you read the fine print. This is especially true from sales jobs. That advertised rate of pay might be what you make with commission. Without the commission you may not have a salary at all. This could be a major issue if your sales do not go well. Salary is one of the most important things to find out about before you take a job. Make sure that what they are offering as base pay is enough for you to live comfortably on. Bonuses can sound really great when employers discuss them with you. However, what you have to do to earn the bonuses may be very difficult. Thus making the bonuses obsolete the majority of the time. Restaurant management is a career path where many times your bonuses are based on the success of your particular restaurant. Not you yourself. That means that when the restaurant is not doing well, there will be no bonuses. The hours you will be working is another issue you will want to tackle before you take the job. Find out exactly what you are expected to work. This could be tricky with salaried positions. Find out what the average amount of hours is that employees spend on the job. Will there be travel? Many jobs post this in their advertisements but others are not so forthcoming with this information. Living out of a suitcase can be ideal for some but if you are not looking forward to having a relationship with your spouse strictly through cell phones and e-mails, you better inquire. If you are not open to travel be sure to find out if travel could be included in your position. The environment at the office could be hard to gauge. However, if you go to an interview and are not greeted in the lobby or see a few scowling employees, chances are, the office environment is a bit hostile. This is a major thing to consider when taking a job. Is the management hiring new personnel in order to replace the existing personnel? If they are, why does the existing personnel need to be replaced? Try to feel out the environment of the office when you are waiting for your interviews to take place. What will your job entail? Will there be times that you are expected to do things that go against your better judgment? Will you be surrounded by a corporate mentality that is concerned only with numbers? Are you going to be able to put your reservations aside and carry out the job that needs to be done? If a job offer is made immediately, you may want to be leery of this position. Try to find out about the turnover rate of this position. There may be a reason why the employer is so ready to offer you the job.

Job Hunt Challenges for the Over 50 Crowd If you have just recently lost a job or maybe are not happy with the job you are currently holding, you are going to be on the hunt for a new job. Hunting for new job is never easy, whether it is your first or your tenth job. You know that it takes a good amount of preparation till you might hold another permanent job. But for the older crowd, especially the crowd over fifty, the challenge of finding a new job is even greater. Explore some of the facts why it is more challenging to find a job after 50. Starting out by the age factor, many companies want young and dynamic employees that are open to new and challenging tasks. Many employers believe that a person over 50 is set in his or her ways and therefore not able to tackle the same great tasks that might open up as a young, fresh out of college open minded person. A person over 50 is closer to retirement and might not want to take any risks as a young career fresh from school employee. Risks are sometimes what a company needs to get forward, new ideas, new thinking. Another reason is the salary competition. If you are over 50 and looking for another job, you most likely have a lot of experience in you sector. Experience usually is measured in money and the salary for an experienced person is generally higher than a starter salary. While experience is desired, some companies can just not afford to hire somebody for 10-20 thousand dollars more than they can get the fresh from college employee. If you lost your job, you might accept one of the lower salaries, but while you are in the application process, the human resource person reading your résumé does not have that information about you. Some of the bigger companies get scared by the fact that you are really close to retirement and if there are certain retirement plans and structure in place at a company, they might not want to hire you. You could retire within 10-15 years or less and then the company is stuck with paying you retirement payments. Hiring a younger person instead guarantees them no retirement payments or plans for retirement in general for the next 20-30 years. From the employer’s side, these are great savings for their pocket. Another reason often seen from employers as a reason not to hire a person over 50 is that the person they are hiring might be more prone to sickness and take more sick days than a young person. Why would they think that? Statistics have shown them that the tendency for time off due to sickness is greater for people crossing the age threshold of 50 years versus younger people. Be honest, being over 50 means for most people more aches and pains all over the body. You are more tired and get exhausted quicker. So if you do get a chance to go to an interview when looking for a new job, you need to make the best out of it. Besides all the factors mentioned above, a person that is over 50 and is looking for a job can be a great addition to any company and you need to make sure that you let your interviewer know that. An interview is a great challenge and can be mastered quite well if keeping these thoughts that employers have in mind. Emphasize the fact that you do bring experience and connections. Let them know that if they hire you, they get a person that at least is settled in life. You have had all your children, or did not want any, but at least you will not be missing because of pregnancy, birth of a child, and sickness of a young child or similar events.

Grocery Check – Visit your Neighborhood Grocery Website for a Free Deal Page Are you looking for the best in grocery freebies? If so, get ready to reap the rewards of becoming a dedicated freebies hunter. It is said that there is no such thing as a free lunch, but if you are an avid freebie hunter, you will find that there is such a thing. Getting free groceries is one of the sweetest plumbs. Here are some hints and tips on how to get free groceries. Wouldn't it Be Great to Get Free Groceries? Yes! Of course, wouldn't we all want to get free groceries? Believe it or not, it is totally possible with a bit of creativity, ingenuity and planning. First, you must learn the art of creative couponing. What is creative couponing? It is exactly what it sounds like—you can use coupons to get some sweet grocery freebies. All you have to learn is how and where to use your grocery coupons. Here are some tips on using coupons to get free groceries. Watch Out for New Product Coupons New products are often heavily marketed with free or deeply discounted offers. Sign up for your grocery store's promotional newsletter or discount card program. This way, you will automatically receive discount coupons and freebie offers through the mail. Watch out for new products—these often come paired with new product coupons. You can often use new product coupons in order to match the sale price and get the time for free. You can use new product coupons to purchase food items, but they are often available for hygiene and beauty care products. Toothpaste, toothbrushes, shampoo and deodorant—all of these types of personal care products are constantly being revamped and marketed. Check the Clearance Aisle or Table at Your Local Grocery Store If you are an avid coupon clipper, there is a good chance that you already have a coupon stowed away for an item on the clearance aisle. Believe it or not, deeply discounted or marked down items are still eligible for coupons. Check out the clearance aisle in order to match your coupons with discounted items. There is a chance that you can get an item at a deeply discounted price, or yes, even for free. Seek Out Loss Leaders at Your Local Grocery Store What are loss leaders, and why can they be such good deals? Loss leaders are those items at your local grocery store that are currently selling at a loss. Loss leaders may vary from store to store, even when you are shopping at a chain store. Stores are often ready and willing to get rid of loss leaders. These items are often sold at a deeply discounted price. Be prepared to match these loss leaders with coupons in order to turn these products from cheap loss leaders to freebies. Don't Forget the Double Coupons Double coupons are the bread and butter of any motivated freebie hunter. Most grocery stores still honor double coupons, and some grocery stores even have promotional double coupons days. Search your store's ad circular and items for items that you can possible get for free by using double coupons. You will be amazed at how many grocery items you can get for free, or near-free, simply by taking advantage of double coupons. Don't Forget the Rebate! Rebate offers are another bread and butter strategy that you should employ if you are serious about finding free grocery items. Although you may not get an item for free right away, be patient and follow all the instructions offered by the manufacturer. After a few weeks, you should receive your rebate check in the mail. This is an easy way to make sure that you can get free grocery items.