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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Check Out Powerhouse Wal-Mart's Free Offer Page Are you a Wal-Mart fan looking for the best in freebies and special offers? If so, you are in luck. Although Wal-Mart is not typically considered one of the best sources for freebies or coupon shopping, this giant corporation has recently stepped up its promotions, making many dedicated freebie hunters very happy. Here are some tips on getting the best shot at the best Wal-Mart freebies and promotions. Bookmark the Wal-Mart Promotions Page for Easy Access to Freebies and Deals Wal-Mart, like many other companies, has begun to dedicate a special section of their webpage specifically to free offers, along with other deals and promotions. This page is definitely worth checking out on a regular basis. Bookmark this website if you are serious about getting the latest and greatest Wal-Mart deals and promotions. Some of the offers on the page will be around for a months, while others may disappear in a matter of days. Part of the thrill of being a freebie hunter is being vigilant and not letting the best deals slip away from you. You might even consider setting up your very own freebie calendar to make sure that not one good deal slips by you. Tips and Hints for Getting the Best Free Offers from Wal-Mart If you are new to the world of freebie offers, or you have never visited the Wal-Mart site before, here are some tips for getting the best out of Wal-Mart freebie offers. The Wal-Mart free offers webpage is a great resource if you are really interested in Wal-Mart promotions and freebies. Begin by selecting the offers that interest you more. Once you click on a specific offer, you will have to wait for the page to load that provides you with all the details of the offer. Somewhere on the details page—sometimes you have to hunt around for it—you will find a link for the free sample. Once you click on this free sample link, you will get a pop-up window that provides you with the free offer request form. Make sure that you have enabled pop-up windows so that you do not miss out on any special offers or deals. Figuring Out the Tricks of the Wal-Mart Free Offers Page Some freebie hunters have expressed confusion with the Wal-Mart free offer page. That is, some consumers have complained that the page is often difficult to get to, or that it will not load property. To make sure that you don't have trouble with this important resource, you will want to make certain that you are accessing the page with an updated browser over a secure high speed Internet connection. Although you will probably be able to access the free offers webpage with an older web browser over a slower Internet connection, you will probably be more likely to run into snags. The easiest way to get to the page is to bookmark it directly. Otherwise, you will probably have to take several moments to search for it if you only return to the website periodically. The Wal-Mart front page is crowded with text, images and promotions, which can make it difficult to get to the free offers page. Remember to refresh the bookmarked free offer page every time that you return to it, just to make sure that you are looking at the freshest offers. Are There Any Risks Associated with Getting Freebies from Wal-Mart? If you are concerned about your privacy, you may wonder whether there are any known risks associated with requesting information directly from the Wal-Mart free offers page. Read the company's privacy policy carefully if this is a major concern. The company states that they will not share or sell your personal information. However, be aware that the company may send you their own marketing and promotional materials. You may also receive email mailings.

Got an Offer? How to Evaluate the Company to Ensure It’s the Right Move Being offered a new job is always a great feeling. No matter what type of job it is, the fact that the employer wants you is very satisfying. The inclination to put in your two-week notice and start packing up your desk can be exhilarating. However, be sure that you know what you are getting into before you plunge into a new job. The terms of a job offer should be written out in black and white, literally. Whenever a company offers a job to someone, there should be literature about the position to read. When the offer is made, be sure to spend some time reading over the literature and finding out exactly what the terms and conditions of the job are. Salary, benefits and the terms of employment should all be very clear before you accept the offer. Be sure that you read the fine print. This is especially true from sales jobs. That advertised rate of pay might be what you make with commission. Without the commission you may not have a salary at all. This could be a major issue if your sales do not go well. Salary is one of the most important things to find out about before you take a job. Make sure that what they are offering as base pay is enough for you to live comfortably on. Bonuses can sound really great when employers discuss them with you. However, what you have to do to earn the bonuses may be very difficult. Thus making the bonuses obsolete the majority of the time. Restaurant management is a career path where many times your bonuses are based on the success of your particular restaurant. Not you yourself. That means that when the restaurant is not doing well, there will be no bonuses. The hours you will be working is another issue you will want to tackle before you take the job. Find out exactly what you are expected to work. This could be tricky with salaried positions. Find out what the average amount of hours is that employees spend on the job. Will there be travel? Many jobs post this in their advertisements but others are not so forthcoming with this information. Living out of a suitcase can be ideal for some but if you are not looking forward to having a relationship with your spouse strictly through cell phones and e-mails, you better inquire. If you are not open to travel be sure to find out if travel could be included in your position. The environment at the office could be hard to gauge. However, if you go to an interview and are not greeted in the lobby or see a few scowling employees, chances are, the office environment is a bit hostile. This is a major thing to consider when taking a job. Is the management hiring new personnel in order to replace the existing personnel? If they are, why does the existing personnel need to be replaced? Try to feel out the environment of the office when you are waiting for your interviews to take place. What will your job entail? Will there be times that you are expected to do things that go against your better judgment? Will you be surrounded by a corporate mentality that is concerned only with numbers? Are you going to be able to put your reservations aside and carry out the job that needs to be done? If a job offer is made immediately, you may want to be leery of this position. Try to find out about the turnover rate of this position. There may be a reason why the employer is so ready to offer you the job.