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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Events of copyright infringement The Events of Copyright Infringement: Innocent People Infringing Accidentally Copyright infringement is in the news a lot lately – it’s hard to miss stories about kids being carted off to jail or seriously fined for downloading music or movies off the internet. I’ve even heard about a lady was fined for tens of thousands of dollars because of the events of copyright infringement – her grandson downloading music, and she couldn’t prove it wasn’t her. The events of copyright infringement are complicated – and not easy to define. Surfing the internet has its advantages and disadvantages, that’s for sure. We’re able to find useful information quickly, but how close are we pertaining to copyright laws? Do we even know what is and is not acceptable? A couple of the more pertinent questions have been asked below: If you hear a great new band, and then download a song from MySpace, is that legal or not? The events of copyright infringement are not only limited by Kazaa, Morpheus, or some other file sharing peer to peer (P2P) service. If you download a song - no matter if you’re on a website or a MySpace page - and it isn’t coming from the artist themselves, you may want to think about downloading it. Chances are, if it’s not coming from them, you can’t have it – unless it is under a Creative Commons License. Creative Commons gives the exact ways in which you can use the license – and many times those are completely free and legal to download – so make sure you check if it’s under a CC License. If I’m writing a paper, or article, and I want to quote another website, can I? First of all, did you know the minute you write or create something, you hold the copyright to it? ESPECIALLY if you’re writing it online – it’s very easy to track things in the internet page. So, if you’re writing a blog, all the things you’ve written (no matter good or bad) are there permanently, thanks to archive.org, and you can review last versions of your web pages. Sometimes, people we can use – rather heavily – someone else’s work in our own, and think we’re small and anonymous. That no one will notice by the time you get it down – you’re just ‘borrowing’ it. Before you begin quoting anyone’s website – from CNN to your local neighborhood hardware store – you need to ask the person who holds the copyright if you can. Usually, they’ll let you if you attribute to them. Depending who you talk to, you’ll either have to pay royalties or license rights to republish. If you don’t ask before you quote, you’re beginning the events of copyright infringement and you are opening yourself up for a lawsuit. As you can see, the events of copyright infringement can begin at any time, beginning with normal ‘everyday’ activities. It’s just as easy to infringe on as it is to be infringed upon. Make sure you check your copyright using CopyScape or some other service, and you can check your work against other works on the internet, and make sure that you’re not infringing someone or vice versa. In this day it’s easy to protect yourself from getting infringed upon, and the events of copyright infringement are easy to track. It’s easy for innocent people to get caught in copyright infringement, like children they didn’t know what they could and couldn’t do. Make sure, in all you do, that you’re striving to do the best you can, and you’ll be certain not to fall victim to your own infringing demons.

Learning How to Become a Writer in Three Steps (how to become a writer) Becoming a writer is hardly a simple feat. To become a writer a person must practice and work hard to become a writer. It can be said that many writers are writers, but few of them know how to become a writer. The label “writer” is just simply a label, it is all the hard work and determination of reaching that status that truly gives the writer that name, and makes them worthy of the title. There are three simple steps that any writing can take that will give the title of “writer,” while making them worthy of it. The first step to becoming a writer is to claim yourself as a writer. Many writers believe that they cannot be known as writers until they are published, but this is not true. Anyone who thinks of themselves as a writer, and writes on regular basis should title themselves as a writer. Many unpublished writers have the habit of saying they want to write, or saying that they write, instead of saying “I’m a writer. When learning how to become a writer, it is necessary for writers to realize that you don’t have to be published to be known as a writer. Although, it may seem ideal for introductions and make it easier for other to see you as a writer, being published does not make one a writer. Writers should see themselves as people who write, and not as people who write for a living. For most writers, being published is validation of their status as a writer and even a path to success, but there are many published writers who are not very successful, famous, or rich. However, being published is a great way to show your work to an audience, and gain recognition, no matter how big or small. On the path to becoming writing there are many who lose sight of the fact that they don’t stop writing once they are published, so it is not wise to only write to be published. There are many ways to claim yourself as a writer, and in this step to learning how to become a writer there are smaller steps that help you proclaim yourself as a writer. First, say the words aloud to yourself, and repeat them as many times as possible until they are believable to you and others around you. Next, find a specific place for your writing, which can be a room, section of a room, or a studio. It is also important to make the “writing space” as comfortable as possible, and to make it viable to your writing needs. Then, it is important to get the proper writing tools, such as pens, pencils, notebooks, and a computer that is used specifically for your writing. Aspiring writers can also find lessons on how to become a writer in style books, which should be kept as a writing tool also. It is also helpful to befriend other writers, and read their work and others as a writer and discuss passages of books or chapters with other writers. The second step to becoming a writer is to make time to write. When learning how to become a writer, novices will always be advised to make time for their writing. Many aspiring writers usually mess up on this step, and although they want to be writers they slack on how much they write, so many writers are left with unfinished works. It is important to set aside a particular time or day for writing and to stick to that schedule, because deviance from a writing schedule usually means unfinished work. The final step to becoming a writer is by far the simplest. To become a writer it is imperative that you write. Writing is the simplest step to becoming a writer and the most important step. When learning how to become a writer, you must take some time out and write.