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Assistance on Filling Out those Online Forms for the Free Stuff So, you’ve found a great freebie online, or a free trial of some service you have been wondering about, but the form you have to fill out has left you scratching your head. Sometimes the paperwork involved in getting some free stuff can seem a bit like applying for a mortgage or filling out your life insurance policy, and in fact, many people decide the freebie isn’t worth it after all when they’re facing down an intimidating form to fill out. The good news is that you don’t have to miss out on the free stuff just because the form leaves you a little perplexed. This guide will walk you through filling out these online applications, even if this is your first trip around the Internet. Once you get the hang of things, you’ll be filling out these forms in no time at all. First things first: once you have the form open on the screen in front of you, you have to move your mouse so that the cursor sits in the very first empty space on the form, and then click the mouse once. Some forms will automatically place your cursor there when you open them, but if you are not sure, moving the mouse there and clicking won’t hurt anything at all. All you have to do now is start typing, filling in the information they ask for in that field. Filling out the form the entire form is merely a repetition of this process. Of course, you have to be able to move between the fields easily so you can fill in the rest of the form. On some online forms, the cursor will move automatically when you have finished filling in a field, which makes life easy on you, but others do not. To manually move between fields, all you have to do is either hit the “tab” key on your keyboard or use your mouse to move the cursor to the next field, just like you did to start typing in the first field. Hitting “enter” may seem like a natural thing to do, and while it can work on some forms, other forms will submit themselves when you hit enter, meaning you will have submitted a blank form. It is best to stick to “tab” or your mouse to be on the safe side. This technique should allow you to navigate a freebie form fairly easily. There are a few other things you may see on a form that you have to know how to handle. You may be asked to “check” a box or indicate in a little circle (called a radio button) that you accept the company’s privacy policy or some other thing. To do this, all you have to do is move your cursor over the box or circle and click – the check or the dot will then appear. This can also be handy when forms ask for a billing address and a shipping address - if they are the same, you can tick a box stating so and avoid having to type the same thing twice. If a form has several pages, be careful to save your changes for every page as you move along. Usually there will be a button to click at the bottom of the page that allows you to save the work you have done. Especially long forms usually have some kind of side navigation that lets you skip around from section to section instead of moving through the form systematically – this can be helpful if you need to find some info for one section, but want to take care of all of the other work first. Most forms are reasonably user friendly and contain info to walk you through the process. If you get stuck, look for a help icon on the page – this info should clear up any questions you may have.

Free Downloadable Software – Not Always a Scam Do you want to download free software off the World Wide Web, but you are afraid of getting your computer infected with a virus, spyware or other bad cyber invaders? If so, you will be happy to learn that there are many websites that specialize in legitimate free downloads that won't cause your computer to become awash in viruses or spyware. Here is a just a brief sampling of different websites that specialize in free (and safe) downloadable software. These sites let you enjoy the best of the web without the danger of less reputable websites. Get Your Fill of Entertainment at Download.com Are you looking for a place where you can download free games and tools? If so, Download.com should cause you to rejoice. This site contains a wide range of games, tools and utilities. This website bills itself as a haven for "safe, trusted and spyware-free" software. Savvy web surfers know that Download.com offers the best library of legal and totally free software downloads, game downloads and music downloads. This website is also known as a well-regarded repository of credible and relevant information about the latest game releases, software updates and other free downloads. All of the downloadable software found on this site is put through a rigorous set of tests. Moreover, registration is fast and free. You can even write your own reviews for software and participate in the active CNET forums. From fun to functional, you can probably find what you are looking for right here. Update Your Drivers for the Smoothest Web Experience In order to make sure that you always get the smoothest online experience possible, make sure to update your drivers on a regular basis. DriversHQ.com offers you an easy way to make certain that you always have the best and latest drivers on your computer. This site allows you to detect its own Driver Detective software services. Drivers Headquarters is known as the best driver update service. This service is easy to use and it is designed to help you upgrade your update your drivers in a safe and fast manner. They even have new drivers that support XP and Vista programs. Use their driver detective to find what needs to be updated, and to update your current drivers. Tired of Nagging Software Updates? Then Head On Over to Nonags.com Are you tired of downloading software, only to have it nag you with updates on a regular basis? Are you tired of being hassled by your own downloads to buy the upgraded versions? Here is a refreshing website that offers you downloads that do not put a limit on the number of days you can use them, and that do not constantly pester you to purchase the upgraded version of the software download. This website is an amazing compendium of the latest freeware, along with editor picks and user ratings. Get the Latest and the Greatest at Tucows Where can you turn for the latest and the greatest in safe software downloads. If so, you will want to place a bookmark on the Tucows.com website. This is one of the most amazing collections of safe and effective downloadable software. You can choose from freeware, shareware and pay software. Tucows.com features software downloads for your Windows PC, your Mac, Linux-based systems, your PDA and programs to streamline and improve your online experience. This site has become a popular spot to find hard-to-find software for Mac computers. Enjoy the editorial ratings and the myriad range of programs and tools. Enjoy everything from poker software downloads to design programs that help you achieve your highest level of creativity.

Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.