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Five Ways to Find Free Stuff Are you crazy about web freebies? Do you love free stuff? Who doesn't love free stuff? Most people appreciate the occasional free sample in the mail, but there is a specific group of individuals—freebie hunters—that are dedicated to finding the very best in freebie offers. Fortunately for them, and all of us, the World Wide Web is a treasure trove of freebies, special offers and promotions. Coupons and free samples are just some of what you can get by becoming a dedicated freebies hunter. If you are new to the world of active freebie hunting, here are five ways you can go about finding more free stuff. 1. Getting a Hold of Free Samples. Free samples are the bread and butter of the dedicated freebie hunter. Who doesn't like free samples? Free stuff is good stuff. However, be forewarned that once you get into the world of free samples, it can be easy to get carried away. You may find that your mailbox can fast become flooded with free samples. If not your physical mailbox, your inbox can also become flooded with free coupon offers. Always read the fine print carefully when you are soliciting a free sample directly from a manufacturer. You may inadvertently be signing up for newsletters, promotions and ads. To find the best and latest free samples, visit the StartSampling.com website. StartSampling is an innovative company that allows you to sample new products from exciting companies. If you have a favorite company, you can head to their website and sign up directly for new product samples and discount coupons. For instance, if you are a fan of Crest brand toothpaste or Oil of Olay products, you can sign up with them directly for free samples and coupons. 2. Looking for Free Communications Tools? If you are looking for the best in free telecommunications tools, you are in luck. For those of you tired of being overcharged for faulty 4-1-1 telephone calls, there is now a free directory that you can turn to. Free directory assistance is now available to you at 1-800-FREE-411. This free directory assistance allows you to get most numbers that you need at absolutely no charge. However, you will have to listen to a short advertisement before you are allowed to find your number. For even more free telecommunications tools, check out this handy phone tool. The next time you are stuck in an unpleasant situation and need to escape, plan on using the popularitydialer.com. Simply set the time you need and you will receive a fake call that can pull you out of a less than desirable situation. 3. Finding Free Memory. Need more ways to stay on top of things? Are post-it notes just not cutting it? If you need a little more, you will find that memotome.com can be a great help. Memotome.com is a free scheduling tool that allows you to stay on top of events and dates. It is free to become a member and you even get access to free party and event planning tools. 4. Get Your Fill of Free Literature. Are you an avid reader? If so, you will find that paperbackswap.com is a reader's paradise. All you have to do is choose the book you want to read and request it. You should receive the book in the mail in a few short days. You can also list your own paperback books that you would like to get rid of. 5. Your Free Route to Financial Planning. If you are looking to become a financial planner, check out the very free planning tools that are available online. You can take advantage of free calculators that allow you to figure out your income and savings.

Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

How to Choose Writing Software and a Few Suggestions (writing software) There are many choices available to today’s writers. From the cheapest to the most expensive the choice is entirely yours. Writing software can make you life easier and more organized. Whether you are an established writer or just starting out there is writing software available for you. First, you need to figure out what features you are looking for in the writing software. You do this by first accessing your needs as a writer. What kind of writing do you do? Do you write screenplays, novels, technical writings, or a collaboration of things? By knowing what you are going to expect from the writing software will make it much easier to pick out. From writing poems, to advertisements, to novels there is writing software out there for you. Here are a few that you can consider: Write That Down is software that is geared towards agents, publishers, freelancers, and screen writers. The application has tabs for contests, publications, submissions, accounts, and many more. It offers features from both sides of the writing world, for the writers and publishers. This may be a little too much for some. The Wizard of Words is pretty much a one size fits all as far as writing software goes. It has formatting for novels, articles, short stories, term papers, and so much more. For book writers is has a repair editing wizard that reformats just about any aspect you need it to. It even has tools for creating book proposals and query letters and mass mailing them. It requires Microsoft word 97 and higher. Style Writer is a style and grammar checking. It checks your writing against over 35,000 common language problems. You can change the type of writing it is checking and it adapts to the document type. It has 15 specialized features that will help you in your writing ventures. You can add and delete the grammar and style advice. It will track your progress and show you as you learn to stop making these mistakes on your own. When you install the software it merges itself with your own word processor. Writers Block is a replacement for Microsoft word. This software is a word processor and spread sheet rolled into one. It allows you to write in blocks and then arrange them how you want. It has a power panel in which you enter the writing for the current block. It floats above other programs so you can easily read from one page and type into the power panel. Rough Draft is a free download program. Well they would like donations but that is your choice. It is similar to Microsoft word but is more user friendly. It has special modes for plays and screenwriting. And it has an instant back up feature. Unfortunately, it does not have a grammar checker, tables, pictures, or footnotes. A popular choice for written media publishing is Adobe Page Maker. You can type your text right into the formatted layout and has a new data merge feature that you can merge previously saved spreadsheets or other databases to create new projects. That is just a brief overview of a few of the writing software products out there that looked interesting to me. During your writing journey, search for writing software that have multiple purposes, such as those software titles that create congressional letter, name generators, poetry, and jokes. Whether you are an inspiring new writer, an accomplished novelist that has been writing for years, or maybe a publisher or editor there is software out there for you.