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Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.

Five Ways to Find Free Stuff Are you crazy about web freebies? Do you love free stuff? Who doesn't love free stuff? Most people appreciate the occasional free sample in the mail, but there is a specific group of individuals—freebie hunters—that are dedicated to finding the very best in freebie offers. Fortunately for them, and all of us, the World Wide Web is a treasure trove of freebies, special offers and promotions. Coupons and free samples are just some of what you can get by becoming a dedicated freebies hunter. If you are new to the world of active freebie hunting, here are five ways you can go about finding more free stuff. 1. Getting a Hold of Free Samples. Free samples are the bread and butter of the dedicated freebie hunter. Who doesn't like free samples? Free stuff is good stuff. However, be forewarned that once you get into the world of free samples, it can be easy to get carried away. You may find that your mailbox can fast become flooded with free samples. If not your physical mailbox, your inbox can also become flooded with free coupon offers. Always read the fine print carefully when you are soliciting a free sample directly from a manufacturer. You may inadvertently be signing up for newsletters, promotions and ads. To find the best and latest free samples, visit the StartSampling.com website. StartSampling is an innovative company that allows you to sample new products from exciting companies. If you have a favorite company, you can head to their website and sign up directly for new product samples and discount coupons. For instance, if you are a fan of Crest brand toothpaste or Oil of Olay products, you can sign up with them directly for free samples and coupons. 2. Looking for Free Communications Tools? If you are looking for the best in free telecommunications tools, you are in luck. For those of you tired of being overcharged for faulty 4-1-1 telephone calls, there is now a free directory that you can turn to. Free directory assistance is now available to you at 1-800-FREE-411. This free directory assistance allows you to get most numbers that you need at absolutely no charge. However, you will have to listen to a short advertisement before you are allowed to find your number. For even more free telecommunications tools, check out this handy phone tool. The next time you are stuck in an unpleasant situation and need to escape, plan on using the popularitydialer.com. Simply set the time you need and you will receive a fake call that can pull you out of a less than desirable situation. 3. Finding Free Memory. Need more ways to stay on top of things? Are post-it notes just not cutting it? If you need a little more, you will find that memotome.com can be a great help. Memotome.com is a free scheduling tool that allows you to stay on top of events and dates. It is free to become a member and you even get access to free party and event planning tools. 4. Get Your Fill of Free Literature. Are you an avid reader? If so, you will find that paperbackswap.com is a reader's paradise. All you have to do is choose the book you want to read and request it. You should receive the book in the mail in a few short days. You can also list your own paperback books that you would like to get rid of. 5. Your Free Route to Financial Planning. If you are looking to become a financial planner, check out the very free planning tools that are available online. You can take advantage of free calculators that allow you to figure out your income and savings.

The Slam and Other Outlets for your Poetry Needs (poetry reading) Poetry is an effective display of human life and emotion. Not only are the writer’s feelings about life revealed, the reader is also taken on a journey of meaning and feeling. Poetry is an outlet for writers and readers alike. Each new poem that is written is another chapter in the entire human experience. Since people are looking for meaning within their experiences, poetry draws fans by adding that meaning. Poetry reading can be educational and enjoyable. There are many places and forms that poetry reading can take, so if you are looking for an outlet or inlet of your own, you’ll be sure to find one that will fit your needs perfectly. A Poetry Slam A poetry slam is a gathering of poetry lovers. Each person that attends brings one or several pieces of poetry to read. The poems can be individual work or work that you have come across in your poetry reading. The point is to allow everyone to enjoy poetry that they may have never heard before. As each reader places his own interpretation within his reading, everyone can enjoy the variation in style and sound and meaning that comes out of the experience. There are probably a few poetry slams scheduled in your community already. Check the library or the local college campus for more information. If poetry slams are not already being scheduled, or if they are not frequent enough for your taste, you can start your own. All it takes is a meeting place and some flyers. You’ll probably meet all kinds of people that you enjoy being with at a poetry slam. Going to Class Another place to meet other poetry lovers is in class. If there is a college or university campus near you, join a class. Poetry classes are often scheduled in the evening because of their popularity with those who are not regular students. Poetry reading happens in a couple of different kinds of classes. You can take poetry classes that focus on poetry that has been written through history. Sometimes the classes will focus on a specific group of people or time in history. As the subjects change, you can continue to take the classes and continually come across new poetry that you have not read before. You can also take poetry classes that encourage you to write your own poetry. You will then be able to read your work as well as listen to others’ work. The great thing about poetry classes is that they are set up for discussion. You can discover more meanings in other people’s writing and develop your own with the help of other qualified students as well as your professor. The Impromptu If you are involved in any other kind of poetry reading, you will probably be well immersed in the different forms of poetry. Understanding a few different writers’ perspectives will allow you to involve poetry in your every day life. As you talk to friends and relatives about typical situations that arise, you will be able to bring meaning to many of your conversations through poetry reading. You will probably also develop your own skills of writing and so be able to express yourself effectively when it comes to all kinds of human experiences. Hopefully, at impromptu poetry readings, you’ll be able to inform your friends and relatives as well. Poetry reading opens doors to the heart and the mind. Poetry is a deep expression of emotion and the understanding of life as well as death. Don’t hesitate to broaden your own poetic horizons by experiencing your own poetry and that of others. Try some of the outlets and inlets listed above.