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Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

Free Fun Game Favorites on the Net The World Wide Web has become a repository of free entertainment. You can find everything from funny clips to interactive games. Where can you go for the best games on the Web? Here are some of the top sites for online gaming that is fast, free and fun. Ready to Play? Check Out These Great Websites Are you ready for the best in online gaming? There are many top gaming sites that can get you gaming and having a blast in no time. One of the top gaming sites is the MSN Gaming Zone. This site has over 100 free and fun games. They also offer free trials of the hottest games. This is where you can find some of the web's best gamers. Another popular site is Heat.net. You can bring the heat on this hot gaming website, featuring over 115 online multiplayer game downloads. This site is home to such popular games as Diablo and Warcraft II. In order to play most of the games on this website, you will need to download the software. Ready to get the hottest shortcuts? If so, you will want to head for GoCheat.com. Even the most honest soul needs to get their fill of cheat codes. As all true gamers know, cheat codes can provide you with a fun and easy way to maneuver around a game. You can save your game and jump ahead with the right cheat code. For those of you that don't care for complicated or violent games, head on over to Pogo.com to get your own dose of gaming fun. Pogo.com features classic board games and casino games, including bingo, poker and other classic games. Make Your Computer Your Own Movie Theater Do you have a couple of hours to kick back in front of the computer? Do you love movies and are interested in cutting edge film? If so, you will enjoy the entertainment that you can find on the World Wide Web. One of the most popular sites for short films is Atom Films. You can watch an original short (or long film) right on your computer. Atom Films is well known for showcasing innovative short films. Atom Films even featured the winner of the 2000 Academy Award for best live action short film. You can even find short works by famous stars, such as George Clooney and Jennifer Aniston. The Sync is another great site for video entertainment. The Sync offers more edgy film shorts than other online short video websites. Who Doesn't Enjoy a Good Puzzle? Work Out Your Brain at these Websites If crossword puzzles are your thing, you will surely appreciate, the selection of games put forth by yahoo games. This site contains a host of fun, classic puzzlers. Yahoo game gives you a shot at a daily puzzle. Another great place to check out if you are a puzzle fan is the Puzzle Depot. The Puzzle Depot has a neat pattern-matching tool that can help you in a crunch. Choose from a range of difficulty levels from your crossword puzzles. For a Bit of High Culture on the Web If you feel like treating yourself to a bit of high culture on the Web, take an art break with artmusuem.net. This neat website gives you a 3D experience tour of many of the finest museums in the world. This is much easier than buying a ticket and flying over to Paris. This website offers you the full experience of some of the world's greatest museums, including audio narrative, and a neat zoom-in function that gets you within a nose of some of the world's greatest masterpieces.

Patent and copyright law Understanding Patent and Copyright Law Patent and copyright law gives the inventor the exclusive rights to the invention. No one else can produce the invention for a set period of time under patent and copyright law. Patent and copyright law is set up to protect inventors. The law on patents can be found in the United States Constitution, Article 1, Section 8 and in Title 35 of the United States Code. The agency that is in charge of patent laws is a Federal Agency known as the Patent and Trademark Office. Anyone who applies for a patent will have their application reviewed by an examiner. The examiner will decide if a patent should be granted to the inventor. Individuals who have their patent application turned down can appeal it to the Patents Office Board of Appeals. Just because someone has a patent does not mean that they have the right to use, make or sell the invention. For instance, if a drug company comes up with a new drug, they can get a patent on it. However, it would not be available to be sold to the general public until the drug becomes approved by other regulatory bodies. Likewise, someone may invent an improvement to an existing product, yet they will not be allowed to produce or sell the item until they obtain a license to do so from the owner of the original patent holder. For someone to receive a patent, as stated, they must fill out an application on their invention. The application will entail the details of the invention and how it is made. In addition, the person applying for a patent must make claims that point to what the applicant deems or regards as his or her invention. A patent may have many claims with it. The claims protect the patent owner and notify the public exactly what the individual has patented or owns. If someone infringes upon patent and copyright law, it is usually enforced in a civil court setting. The owner of the patent will generally bring a civil lawsuit against the person who has infringed upon their patent and ask for monetary compensation. In addition, the patent owner can seek an injunction which would prohibit the violator from continuing to engage in any acts that would infringe upon their patent in the future. Many patent owners will make licensing agreements (or contracts) with others. These agreements allow another person or company to use someone’s patented invention in return for royalties. In addition, some patent holders who are competitors may agree to license their patents to each other to expand both of their profits. Most everything we use in our day to day life was invented by someone. That person had to seek out a patent for their invention. Patent and copyright law protects inventors from having their ideas and inventions stolen out from under them. This makes the playing field more level for individuals. Without these laws, the marketplace would be out of control and the small guy would probably be eaten alive by big business